Thanks for the Chapter, and Shiya's luck is not too bad. I like the Morale bonus since it was mentioned previously (during the kill the Good Knight arc) how it can be important in close fights.
Is Reaver girl going to be a reoccurring character who fails to ambush MC and gets stripped each time? Isn't this the 2nd time he took her mug scrolls and used them up on her?
@Krister maybe he intends to buy as many upgrades as possible with the money they got. I don't know how much 3k silver would be worth in that world but I imagine spending it for an extra upgrade or two would probably be better than being able to pick out your own guild name.