For 100.000 yen you could just order 2-3 good-quality ecchi R18 1/8 scale figures. If it's a doll though that's about what would go for one good quality one, but that depends if you don't mind ball joints.
I kind of understand when she says how she only gets aroused by a mere figure. I myself haven't been by real people for decades, whether through pictures, or seeing 'real' ones, other than sometimes finding someone cute. But, anime-style art illustrations though, with heavy emphasis on tasteful loli, that's MY 'material' that gets me going, and hoo boy if it does. Guess I'm one of those disgusting people the two talk about...