Kenshi wo Mezashite Nyuugaku shita no ni Mahou Tekisei 9999 nan desu kedo!? - Vol. 5 Ch. 24 - Donation and Repayment

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Nice and all but based on RNDM1's comment, it might be safe to say that the author did not do much research into premodern society/economics or have a background in either field, and so with their lack of knowledge came this arc as a way to justify why Anna is so obsessed with money.
Could be worse.
 
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Just kill the thugs. They're obviously criminals, so nobody gives a rats ass about them. Go and kill them all, and if there's a noble behind them, kill that cunt too. Stop being a massive pussy.
If the MCs don't at least cripple these loser villains for life in this fight, then they're all fucking retards.
They didn't kill the people that planned to rape and kill all the beastmen a few chapters ago, why do you think they'd do so now?
 
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Nice and all but based on RNDM1's comment, it might be safe to say that the author did not do much research into premodern society/economics or have a background in either field, and so with their lack of knowledge came this arc as a way to justify why Anna is so obsessed with money.
Could be worse.
It also just doesnt really make sense from what we've seen of the econonic and security bits of the capital.
There's guards everywhere and most of the nobility in the area would prob have some link back to the Monarchs so it'd be easy to strong-arm the guards into arresting anyone that even TRIES to force them into selling the loan agreements (if they really cared about it) and wealthy merchants would usually have some bodyguards or even a private militia (because they're wealthy merchants if they didnt they'd have been robbed of all their money by now lol)
So either their lenders are lying about being forced, or all of the lenders are complete idiots that shouldn't have any money at all (should've been robbed of it all by now if they didnt have strong enough bodyguards)

Plus Laura, Anna and Charlotte are directly connected to the queen, they could report the crime of these thugs to her and get them arrested easily as well.
 
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And they cannot just be killed, since they bought out the debt. They legally can opt that the church to pay back immediately.
Hmm... couldn't the church declare bankruptcy and get the debt discharged, as they were medical expenses? There must be a legal channel that can be pursued.
They did not however legally (at least if all the merchants and nobles that gave the church that money say so to guards) acquire those loan contracts and the church could easily make that argument in the modern day to a court with the rich people as witnesses/victims to get the thugs loan contracts nullified.

This isn't the modern day tho but they could just as easily report tbem forcing the sale of those contracts to the guards (and the children know the queen so they could talk to her)

Overall these thugs have like 0 legal ground for this. Just having the contracts isnt enough if enough people claim they didnt obtain them through fully legal means (especially if those people have monetary/political power)
 

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