The first part made me hate BOTH the MC and the cousin. The MC is lazy as hell, and the cousin says let's just break it and throw it away? What the actual hell kind of dumbass is that? Sure, throw it away if you say it's not needed. What's the point of breaking it? What's the point of making the author write such unlikable characters?
Then the scene with the bandit? "Yeah, that's right!! I'm the bandit!! Nice guess, kid!!" What the hell? Was she expecting a stranger to just coincidentally happen upon them and then think that she's innocent while the lizard men were the bandits? It looked like a planned line. Why the hell would she expect a random person to come by in the middle of her attack?
I'm not too sure if I'll stick with it. I can get over the bandit part. That's whatever. If the MC just shows as being this unlikable lazy ass, then I'll drop it.