Okay there's a lot of shit going here simultaneously.
"Creep" on the bus wants to fuck Nakano because she is hot.
Toda also wants to fuck Nakano because she is hot. And he's in love with her, but that's largely irrelevant.
People in the comment section are having a cognitive dissonance crisis trying to accept how similiar both of these are, desperately trying to somehow explain how one is okay but the other is not, with hilariously disastrous results.
Nakano doesn't mind Toda wanting to fuck her because he is hot. Also she might be in love with him, but that's largely irrelevant. (She certainly was NOT in love with him the first few times he had sexual thoughts about her, and yet reacted completely different than how she reacted to the "Creep")
Nakano minds "Creep" wanting to fuck her because she doesn't know how hot he is and assumes he is ugly. Ugly == Creep. Apparently she lived seventeen years of her life without any other male on the planet thinking about fucking her because this is a shit-tier manga and characters don't exist outside of panels.
Toda is equating himself to an actual molester because he thinks of fucking a hot girl he is in love with. He's the largest victim here, really. Victim of the author.