Exact same bubble text after "You've got that wrong, it's not calculated that way" is also the exact same in the raw. A T/N would have been nice.
Exact same bubble text after "Whether he can pay up is irrelevant" has this in the raw:
我记得他还有 姐姐和妹妹,应该 可以替他还债的吧。
MTL:
I remember he has an older sister and a younger sister who should be able to pay off his debts.