The lesson seems so straightforward, overtly moralistic, almost child-like...
Except half the adults in real life don't fucking get it either. Born on third base, thinks they hit a home run. Inherited wealth equals virtue. Small loan of a million dollars. So yeah, I consider this arc entirely justified.
Besides, it's fun to see how much Mister Max Stats is enjoying playing a management sim after a lifetime grinding through the grindiest of all grindy RPG quests, ever.