MC is a good man, saving someone from a life of debt and slavery
Considering his own history, it hit a little bit too close to home.
That being said, although 20k was a significant portion of his remaining wealth, if not nearly all of it after he bought his new gear, with his battle strength, it shouldn't be much of a problem to make it back, as long as he knows where and how to do it. It's precisely there that Tom can help him. Makoto himself still doesn't know much about that world, let alone the immediate surroundings of that town. Tom should know. I previously said he could work for the countess for a while to learn a lot, but Tom should be able to provide a lot of information as well.