This chapter reminded me of a friend, his reply on why he always played female characters:
"If I'll have to stare at an ass several hours a day, it better be a good one."
And yeah, common enough with youngsters fighting and ruining guilds over some girl..
Actual girls in mmorpg's really aint that rare, few are loud about it though. (And enough of those I know likes to play male characters..)
If you encounter some noisy player calling themselves female, it's rather often a guy that tries to reap certain benefits.
And those cases it really is a noisy female trying to reap those benefits, you should simply avoid them since getting involved with them in any way spells trouble, and alot of it usually.