I know and have met many (in tens, but not in hundreds) intelligent, nice and friendly people from America, hundreds nice people from several other countries, as I have side job which has me socialising with and meeting people around the world. So no, it would be hard to consider me "xenophobic". Rather it was your way of thinking as an individual, that I was trying to understand and I'm sorry I came to an incorrect conclusion. However, you living in a country with good universal healthcare and splendid tax system only makes my disbelief grow.
Although by now it can't come to you as a surprise anymore, I disagree with your opinion on the insurance plan cases you mentioned, all of them. I'm not that familiar with American insurance system but when it comes to taxation, I believe it's correct to pay taxes for elderly care, childcare, education (higher as well), public healthcare, etc. all those things, you might not personally get to enjoy ever, but are good for the society, and so your gain is indirect. Healthy, educated citizens make for a prosperous and relatively safe country, and applied globally, maybe just a bit better world to live in.
To me, the taxation system is as good a tool as the government using it, to you it's evil robbing by government thugs (though I do not disagree, that this system comes with a varying level of corrupt, e.g. many wealthy companies find loopholes and escape taxes as much as they can, with help from government). Even if I refuse to pay taxes (of which I have no easy way of doing in the first place), and refuse to leave my house, no one will shoot me, because the police doesn't have permission to.
"And you justify it by saying "Utopia is worth the sacrifice, so I'll break you if you don't do what I tell you to!" How excellently evil." -> I never said this, I don't have the power to break you to my will, nor would I use it even if I had, because that is evil. Utopia is utopia for a reason, and dreaming about it is not a crime.
"Taken in context with your other statements, you default to assuming that if someone is "rich", they must by definition be stealing that wealth from many other people."-> To an extent yes and no. I suspect generally more moderate differences in income are a sign of balanced economy and result in humane conditions for everyone, and on the other hand as seen in world history, too extreme income gaps result in stark inequality, which in turn provokes revolt and revolution. What is considered moderate, is definitely up to debate. It isn't that I mind people being rich, the problem is there are too many people forced to live in inhumane conditions, and distribution of earth's wealth and resouces could be much more just than it is today.
Finally, it is true, that my first comment didn't have much tact. However, I still believe that such thinking as I mentioned there is disgusting, not that the person doing this is disgusting, those are different things as humans are very complex beings, to judge them from one perspective only is shallow. Since then, you have demeaned and insulted me in every reply, which I think is quite hypocritical of you.