@archene and
@Xevin Oh! Now it makes more sense. I'm so slow. Thanks for the explanations. I think I've never seen someone wasting tons of money just to look incompetetent. And when the dragon helped her, that's when I got a misunderstanding. No, maybe even before that I was thinking this whole time she was trying to be successful...
(Now I that I looked at the title, I want to face palm myself. Wtf brain! Until now the title was merely letters and words to me. Just to differentiate from the others.)
At least, now I can enjoy the story without thinking that the protagonist is making retarded economic decisions (like me T-T).