Gikou Taichi "Skill Lender" no Torikaeshi ~Toichi tte Saisho ni Itta yo na?~

[TestAddress]

Hmmm there is no harem tag?? Is this somehow a wholesome romance?

There should be a panty flash tag.

 

[Darkgon]

I'm now only reading this bc of morbid curiosity. It lost me in the first chapter where they said "Hey, we are going to let you die to the boss monster so we can get ur severance payment". They then have a chapter long conversation about his stupid loan terms. And then.......they agree to give back what they were lent.......WTF. This story should have been have a chapter long. They get to the boss room, yeet him into it, wait 5 minutes, go kill boss, profit. Instead, they have a giant conversation and then we find out two really stupid things. One, he has to be given back his stuff, he can't just take it back (which is stupid af, just don't give his skills back) and two, the evil party members know they are losing their skills, including the poison resistance skill he just learned and lent you them that day and is keeping them conscious. How dumb can you be?

Ehhhh I would say the author did a good way of reasoning it. "We're just going to lose the SP for the skills when he dies anyway. Might as well give them back so he can do more damage for us and make the job easier."
That explanation basically has no downside until he reveals the interest is compounding for people like them. It's surprisingly logical.

 

[Ironclad]

Typical shoelacer trash, the dog is cute though.

 

[IronicWeeaboo]

man, what's with isekai garbage and having a scorned MC who conveniently manages to screw over the people who screwed him over and then immediately going to create a harem?
inb4

it's not an isekai

no, it's not fantasy. It's an isekai with generic JRPG mechanics pretending to be fantasy

i get this shit is supposed to be wish fulfillment garbage, but come the fuck on they're all carbon copies of one another with the only differences being the names, how the MC fucks them over, and the artist

 

[CasualMangaFan]

What is up with this mangaka, and their fetish of oppai lolis? Excluding the first two girls of a well developed adult woman, and a petit wolf girl, the recent ladies have all been short woman with massive breasts that shouldn't match their stature.

 

[SzisziSenpai]

Why is there a sexual violence tag in this? The last time I've checked I'm pretty sure there were no tag like that there. What happened in the manga?

 

[coyote_vdb]

Yet another AI-written fantasy trash with crappy main character becoming god-like and a chick magnet after being kicked-out of a powerful party. Nothing original, no personality whatsoever and the characters are not even likable.

 

[Dragnos]

Those people don't even know the existence of compound interest, let alone questioning it. And he intentionally hides the fact that his ability functions that way. Imagine borrowing money from the bank to buy a house and believing you can pay it off in 10 years until the bank goes, "Oopsie doopsie, our interest is actually compound, so I'm gonna take your house, all your belongings, and your soul."
Oh, right, six whole months, how generous. "My loan shark let me keep his money for longer; he must be a good guy and not because he is hiding how his debt works and waiting for the debt to grow exponentially until we can't ever realistically pay off his debt." His ability is called Toichi, a literal criminal word used to describe loans of this exact rate. Yes, his power is a literal reference to the Japanese loan shark. Still think he isn't one?

to be fair that was IRL before there was a regulator for banks... unless it still is.

 

[Dragnos]

man it's always so-super funny when you see people who hate something go on a manga with said something that they hate, and then complain they didn't like it.
though in this case, it's more like they read this with optimism that this fantasy was different from other fantasy manga and said "damn i'm mad that this isn't different fantasy!" (notice i'm not saying good fantasy or bad fantasy: i said different)

 

[Zwyck]

And the translation is BAAAAAAADDDDDDD. Man the translators are trash. 4/10

heavy emphasis on this

i picked this up bc it had decent art but decided to drop chapter with how bad the translation is . i wouldnt have have mind the story but reading this felt like such a headache

 

[Nikodemsky]

It's actually boring...

Later it's just becomes cliche cultivation fantasy and mc is just terribly overpowered with nothing really that can go aggainst him. At this point the whole motive just doesn't matter.

The "end" for the last party was kind of satisfying, if you are looking for characters, that fall of really high horse, loose everything and became miserable. Bit of a subtle revenge porn, i guess?

Anyway i've got through 40 chapters and feels like i could spend that time better on pretty much anything else.