Just splash some water in front of her boobs and pretend that covers her nipples.
Not a big deal -> no need to react to it. Standard guy response. He trusts she can handle it.
"They're all such ice queens."
There's one common factor in those interaction, and it ain't them.
Compliments mean so much more if they come from someone who doesn't spread them around. Though everyone could still stand to spread them some more. Makes the world a better place.
Girl's one of the good ones. She wants her friends to stay in relationships, not stay single.
Totally looks like she's completely normal.