Wow, that's some legit reason to hate Chloe.
Things that can be forgiven: Being falsely accused? Okay. Being punished for it....hmmmrm...okay....Physically punished? ....okay, even that. The name being slandered and therefore taking cuts in the paycheck, promotion chances, one own's future....wow,..but okay, if the name is reinstated and amends are made. Taking cuts in your skin, that will never heal...No. You can forgive, if the damage is reversed, but if isn't possible...
Worst thing is, I can understand old, coward Chloe. This trading certificate thing somehow came up. She had to do something or her standing might have been in jeopardy, I imagine. She was scared. She was under pressure. She had to do something. She blamed someone, anyone to escape the situation and tried to never think about it ever again. Doesn't make her innocent though.
That hatred is well deserved. If somebody shoots a beloved one, because otherway that person would have been shot by a third person, forcing him/her to do it, that could be forgiven. But if somebody ends somebody else's social life, because else that person would have faced a few tough weeks...Chloe has been weak. That's no reason to let something like that happen to that maid.
I hoped old Chloe had just swapped places with MC and would be happier on earth, as her personality might have better clicked with MC's old circumstances, but now I don't know.