Modern Villainess: It’s Not Easy Building a Corporate Empire Before the Crash - Vol. 1 Ch. 6 - The Lady's Flight (3)

[DeadKinginHell]

Here's a quick breakdown for those unable to follow Loli MC's schemes:

• Invest in overseas Tech companies to make $$$
• Don't use Japan Banks to avoid local government regulations and banking collapse
• Keep the government's eyes off them (government makes the rules, so something legal now may be illegal tomorrow)
• During the banking collapse, purchase a bank at fire-sale prices
• To keep from collapsing her new bank, bundle the bad loans and sell them for less than worth (The Big Short)
• Survive the collapse, now trade within the Japanese Government's regulations
• Now owning a bank, work with government to WRITE new regulations going forward (Crony Capitalism). New regulations that obvious favor themselves.

A wrench in that plan could be several: 1) she grossly underestimated the debt of these other banks, which could lead into collapse of an industry she didn't anticipate (perhaps Real Estate? You don't really OWN a bank if you don't own the land it's on [that's how McDonalds was acquired from original owners]). or 2) the government is more freaked out than expected and will overregulate into their own destruction.

Knowing Japan and human as a whole, it's both 1) and 2) at the same time.

 

[RAULisv]

Thank you for translating this 🙏

 

[Khulmach]

So rather than give them more time to solve it the problems, all she really did was give them more time to despair because they lack the ability to solve their issue.

 

[rluka]

She did prepare the money to bail them out.
Only the collapse happened faster than she expected.

 

[IdanaHamz]

... At SiliconSignatureSuisse, we ... prioritize clarity and aim to improve our services based on your feedback.

Is there plans for reorganization of earlier released financial chapters in the near future? The recent press release by the Free Readers Association indicates that there is simply too many errors in the chapters, such as jumbled entries, egregious rounding, and cut-off zeros, to the point of causing panic and confusion among the public.

Or is there a plan to allow independent auditors to do so, while keeping the original authorship intact?

 

[zephyroths]

Remember some life advice. The IRS has found people the CIA couldn't. Never try to evade taxes.

Thanks for the TL btw

There's the saying to follow the money. Maybe that's how

 

[ClemCa]

I'm gonna need some explanations, but what I'm getting is that:

• Buying Saikai fulfills their security requirement
• Having a solid plan for cleaning up Saikai saves the security department a lot of trouble, which gives them reason to allow the purchase without complaint.
• Being bought, and forcing everyone to publicly resign, and getting a new loan all serve to delay the bank run and allow MC's tech stocks to grow enough to actually pay for all the bad debt
• But she underestimated just how bad the internal problems are and they're still deep in trouble.

I'm guessing forcing everyone to resign wasn't enough to root out the corruption, which embezzled the loan they just got.

Only the last point is wrong. She underestimated how bad things were in the hokaido city bank, not sankai.

 

[Shiirooooooooo]

my head hurts over this economy jargon I rarely consume. but I feel smarter after reading a chapter.