I'm not saying the Landlady is the most morally pure person, but the way people are discussing the MC and landlady's agreement is as if the landlady forced all of it on her. MC owed rent money, 100% her fault. The landlady offered her a contract that the MC had every ability to say no to. In a standard situation, the MC is kicked out and her future wages are garnished to pay the landlord back. Yes, there's a power disparity between landowner and renter, but there isn't coercion.