Koushaku Reijou no Tashinami - Vol. 2 Ch. 11

[MangaDex]

 

[wolfeng]

I don't quite understand how the merchants are going to profit from the bank, not managing deposits will take a burden from them that as they say was already on the red but where does the profit come from?

 

[Baxkill]

She just introduced Satan to this world, I give 3 chapters more until they start inflating the coin and destroying the country in the process

 

[sweet-potato]

Oh no Concerned Imouto run!

 

[DreyDrey]

Ughh they should have stayed away from banking... She just introduced a fucked up version of a bank although truthfully the real world version is more messed up. I just think that if banking was going to be introduced it should be an idealized version. Lending out money should ideally require minimum deposits to be held by the bank and even so it still runs risks. Also, for monetary policy it really is more geared toward controlling the value of fiat currency rather than gold coins. I mean to set this up properly she would need more than tax accounting knowledge she would need to understand how the economy works and present day bankers and supposed fiscal policy makers don’t really understand... because it’s nonsense. Also, to help the poor she would not be able to use creditworthiness because that would mostly/only help the upper and professional class. To the poor it would mostly result in predatory lending because it would result in saying they are high risk and need high interest to compensate. That’s why micro lending exists.

 

[Filepool]

oh no imoutooo

 

[Deathhappens]

At this rate, she's either going to be recognised as a saint or denounced as a traitor to the crown and hung. She's basically instituting a couple hundred years of economical upsets in a single season.

 

[Winchan]

Run, Imouto, Run!

 

[AMetroid]

@Deathhappens Everything will work out with no problems. I mean she just ran across wild coco beans and bananas that were the same as the types that have been cultivated by humans to their current form over 2,000 years. To say nothing of how easily the story supplies her with highly capable people. I mean here only setbacks will be in the form of angsty interpersonal drama.

@wolfeng 1-Not shouldering the cost of managing/guarding the money. 2-Being able to make bank account transfers (checking/wiring money) between accounts, this removes the costs of moving physical gold around. 3-Access to that capital now in the forms of loans. This will allow them to leverage themselves and make more money.

Imouto's story reads like horror movie narration.

 

[Deathhappens]

@Ametroid Yes, my dude, I also read ahead, especially when it's been two months since I commented that.

 

[SotiCoto]

Well, so much for her being a nice girl.
She has now truly stepped off the murky flats of light capitalism and jumped straight into the horrorscape of deep capitalism.
I give it maybe a fortnight until she is sending around the loan-sharks to force people to pay up...

 

[Leviathanmiuna]

@SotiCoto she a woman of profit so it's the most profitable way with more solid income in many ways

 

[SotiCoto]

@Leviathanmiuna : Immediate profits are not necessarily sustainable in the long-term. And whether they are or not, whether it is ethically justifiable is another matter entirely.

 

[Leviathanmiuna]

@SotiCoto it's not like sur intoduced the capitalisme in it's sense, if u look at how japan is u may see where she's coming from, plus it's no denying that the economy got better and it's the only way she could think of in the point of view of that world of course

 

[SotiCoto]

@Leviathanmiuna : The whole plot is capitalist propaganda. It worked because the author decided it would work... and not through any regard for realism. It is highly idealised.

 

[Jire]

IMOUTO CHAAAAAAAAN~

 

[Podji1002]

OHNO IMOUTO CHAN

 

[chibikei]

RUN~!!!

 

[reu]

Attempting to intruduce banking loans without a trusted and stable fiat currency ,lol
This mangaka really is silly

 

[MadAnimator]

Imouto chan,RUN!!!!